Our services
insurance portfolio mangement
Robis Consulting’s director, Rob Johnson, has direct hands-on experience of managing insurance portfolios including pricing, underwriting and systems issues. Robis Consulting is focused on providing practical solutions for all levels of underwriting and financial management.
Robis Consulting has expertise across all lines of business, including catastrophe exposed business anywhere in the world. We have experience analysing personal lines, SME and large corporate portfolios.
Areas in which we can provide analysis and advice:
- Profit Objectives – we can analyse capital requirements and profit objectives and effectively communicate financially coherent objectives to underwriting and financial management regarding expenses, loss ratios, cat exposures and reinsurance to ensure alignment
- Claims – conduct deep dives on claims experience to analyse and project future expectations
- Pricing/Underwriting review pricing models and underwriting guidelines to asses their effectiveness in achieving objectives and discriminating between risks
- Portfolio Monitoring – detailed analysis of adequacies, rate change, retention rates, risk profiles, claims frequency and severity
- Product Development – analysing pricing, underwriting, wordings and systems requirements for new products
- Risk Management – expertise in all financial areas of risk management but especially capital and reinsurance
- Business Plans & Budgets – including developing and monitoring effective KPI’s
- PML Exposures – implementing effective portfolio changes to manage catastrophe PML’s within the parameters of fixed reinsurance structures
- Portfolio Acquisitions & Divestments – reviewing all aspects of portfolio performance, from either a buyer’s or seller’s perspective as part of an acquisition or divestment transaction
Rob has a keen interest in providing advice to perceptive portfolio managers on the breadth and richness of the control options available to them to successfully manage their business.